Offers not available in MD, MS, NE, NV, WV. If approved, your actual rate will depend on a variety of factors, including term of loan, a responsible financial history, income and other factors. We do not guarantee that you will receive any loan offers or that your loan application will be approved. Lowest rates are reserved for the highest qualified borrowers. Not all borrowers receive the lowest rate. 1,2 What could my monthly payment be Enter the requested information below to calculate your estimated monthly payments based on current market rates. If any of our lending partners has an available loan offer for you, you will be invited to submit a loan application to the lender for its review. Use our auto loan refinance calculator to estimate your annual percentage rate (APR) and monthly payment. The information you provide to us is an inquiry to determine whether our lenders can make you a loan offer. Participating lenders, rates and terms are also subject to change at any time without notice. Caribou reserves the right to modify or discontinue products and benefits at any time without notice. Advertised rates and fees are valid as of 11/16/23 and are subject to change without notice. Lowest APR is available for a 36 month term, to borrowers with excellent credit. APR ranges from 5.99% to 28.55% and is determined at the time of application. Your APR is based on multiple factors including your credit profile and the loan to value of the vehicle. ++ Social security number is required should you choose to move forward in the loan application process. ![]() However, if you choose a loan product and continue your application, we or one of our lending partners will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. + To check the refinance rates and terms you qualify for, we conduct a soft credit pull that will not affect your credit score. Your actual savings, if any, may vary based on interest rates, the repayment term, the amount financed, and other factors. Refinance savings may result from a lower interest rate, longer term, or both. ![]() These borrowers saved an average of $115.58 per month. * This information is estimated based on consumers whose auto refinance loan funded through Caribou between and, and had an existing auto loan on their credit report.
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